Tuition Financing

Meritize Financial

One of the biggest challenges in becoming a pilot is the cost of flight training. Although the cost can be a limiting factor but through smart financial decision it is possible to earn your pilot certifications. Currently, entry level regional pilots make over $70,000 a year and more established pilots at the major airlines make over $250,000 a year so there’s no doubt that this is a financially rewarding career that is worth the initial investment.

We have partnered with Meritize to provide our students with financing options to fund your education. With a Meritize Loan, you can get credit for your merit and potentially improve your loan options by sharing your academic history, military background, or work experience. If approved, full deferment during school is available for certain products.

Check your loan options in minutes without impacting your credit score at https://apply.meritize.com

Financing Information

Terms and Conditions apply. Meritize branded loan products are educational loans issued by Blue Ridge Bank (“Bank”), National Association, Member FDIC. The Bank and Meritize reserve the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must be a U.S. citizen, permanent resident, or hold a valid work authorization document, and meet the Bank’s underwriting requirements. If approved for a loan, the actual loan amount, term, payment, and APR amount of the loan that a customer qualifies for may vary based on credit determination, state law, and other factors.

Stratus Financial

AGA Academy has partnered with Stratus Financial to bring students financial security during their flight training. Simply choose one of our program options along with a payment option that works for you. Some of the benefits of financing through Stratus Financial includes:

  • Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
  • Ample instruction and simulation time included to help you succeed.
  • Guaranteed prices once loan documents are signed. No increase in price.

For more information, give us a call or download the informational PDF's at the end of this page.

Lending Requirements

  • US Citizen OR Permanent US Resident
  • 2nd Class Medical or better
  • Student Pilot Certificate
  • No down payment required
  • Bank Statement with $2500 in Account
  • 640 Credit Score or Co-Borrower with 700+ credit score (Co-Borrower Recommended)
  • Subject to Credit Check
  • Subject to Employment Verification
  • Must complete entire program within 36 months of admission

Financing Information


Financing for Other Programs

If you need help with financing a Private, Instrument or Commercial Pilot course, please contact this company:
We Florida Financial

"Specifically designed for student pilots, We Florida Financial flight training loans provide a fixed-rate line of credit from $5,000 to $30,000. A line of credit will allow the student to pay AGA Academy directly, reducing time and stress managing receipts, faxes and wire transfers. We Florida Financial is a Florida business and was founded in 1959. Find out more information on their website or call them at 954-745-2400.

Get in Touch

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